Still feel like you’re too young to make a real plan for retirement? Are you interested in a retirement home in Ann Arbor but think you’re jumping the gun? Retirement age still a couple years away and not sure if you need to start making a plan?
When retirement is just around the corner, you might feel like you don’t need a plan for your retirement beyond your saving. You feel fine to carry on just as you are, in the same house, doing the same things, just with a little extra free time to enjoy. But when is the right time to start planning for your retirement? To find out if you’re ready, ask yourself these simple questions about retirement today:
1. Can you picture yourself enjoying a community of retirees? You don’t have to be ready to move into a retirement community today, but if the idea of the community sounds appealing to you now, or like it could be appealing one day, it’s not too early to start planning!
2. Are you interested in an easier day? If you can imagine a day with less housework, a smaller space to maintain, and all around simpler care, downsizing or moving to a community could be in the cards for you. If you’re already thinking about the perks of less work, it’s time to start planning.
3. Do you need ample time to adjust to a new environment? If you’re the type of person that takes time to warm up and feel comfortable with change, don’t delay planning a move to a community or downsizing. Just making plans, even if they’re for a fairly distant future, can really help with the adjustment period.
4. If you’re married, will you feel more comfortable making a plan and moving with your spouse? People often end up waiting until the loss of a spouse to plan a move to a retirement community, which can increase the difficultly several times over. Instead of waiting, start making a plan to move while you’re still a couple.
Asking yourself these questions and others like them can be a great tool to help you realize you’re ready to make a plan for your retirement and your future. Whatever your plan may look like, it will give you great peace of mind to talk about it with your family and know that your outlook is bright. Reach out to the experts at Hillside Terrace Senior Living today to talk about your options for retirement. Remember that at Hillside Terrace, our family shares life with yours.
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