3 Things Seniors Wish They Considered before Planning Retirement

Are you planning retirement but aren’t sure which options are best for you? Looking for advice to help you plan your post-retirement path? Are you interested in a retirement home in Ann Arbor or still unsure if it’s the best way to go?

In your 50s, your retirement planning probably consists of saving as much money as you can. But there’s a stage of life that can come later that too many of us avoid planning for. Seniors who have been retired for some time will tell you there are considerations you should account for now, even if it seems like you are planning for things that are very far away. 

1. Spouse

Professionals working in a retirement home in Ann Arbor see the scenario again and again: a senior will move to a retirement community or assisted living only after the loss of their spouse and struggle unnecessarily. After a loss, moving to a new community can feel incredibly sudden, and disorienting. People who move into a retirement community with their spouse have a much easier time adjusting. That’s why many seniors would advise younger retirees to move to a community while you’re still young and still a couple.

2. Family

As much as some of us want to delay planning for the later stages of retirement, we also don’t want to leave the burden of making tough decisions up to our children and family. To make things easier on yourself and your family, many seniors would advise younger retirees to create a long-term plan now and make sure to talk about it with your family in case a difficult situation arises. 

3. Health 

It can be hard to plan for or even think about a time when you might be much less vibrant, sharp, and physically capable. But the facts are that many of us will require extra medical care and attention at some point in our golden years. Seniors would advise younger retirees to plan for the possibility and start looking into Continuing Care Retirement Communities, home nurses, or living with relatives long before it’s a necessity. 

Planning with these considerations in mind might not be your idea of fun, but putting a plan in place will solidify your retirement path for your entire future and make transitions much easier on you and your family. Reach out to the experts at Hillside Terrace Senior Living today to talk about your options for retirement. Remember that at Hillside Terrace, our family shares life with yours.